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DENVER, CO--() November 06, 2013 -- BAI() and Infosys() today announced the winners of the 2013 BAI - Finacle Global Banking Innovation Awards(). Now in its third year, the prestigious global awards program recognizes innovation in the retail banking industry. This year's winners received their awards at a special ceremony today at the BAI Retail Delivery Conference() in Denver, Colo.

The winning financial services companies were chosen from more than 200 entries from over 30 countries for breakthrough innovations that positively impact customers. They were selected by the Innovation Circle Judging Panel(), a distinguished international group of prominent industry thought-leaders and retail banking professionals. Awards were presented in each of the following categories: Product and Service Innovation, Channel Innovation, Innovation in Internal Process Improvement, Innovation in Societal and Community Impact, Disruptive Innovation in Banking, Honorable Mention for Disruptive Business Model, and Most Innovative Bank of the Year.

· CaixaBank(), located in Spain, and Hana Bank(), located in South Korea, were honored as co-winners of the Product and Service Innovation Award. CaixaBank developed “SegurCaixa Auto,” a comprehensive auto insurance mobile application that allows easy access to travel assistance services (including geolocation), declaration loss due to an accident, policy information, traffic news, location of petrol stations and even reminders about where the insured vehicle is parked. “One Click Mortgage,” developed by Hana Bank, is Korea's first fully online mortgage product, eliminating the need for applicants to visit branches. The platform includes five easy online steps; e-application, e-underwriting, e-signing, e-document and e-closing.

· The award for Channel Innovation was won by Alior Bank S.A.(), located in Poland, for their “Online Credit Process.” This unique channel provides a comprehensive online, paperless solution for purchase of a product or service on participating retailers' sites from applying for and obtaining a loan to the payment of that loan, all in one process without logging off from the online store.

· The award for Innovation in Internal Process Improvement was won by ZUNO Bank(), located in the Slovak Republic, for “ZUNO: The multi-country direct banking standardization in the CEE region.” This unique greenfield implementation of a direct bank utilizes a system that not only centralizes and standardizes all major processes, but that also supports the rapid growth of the number of users via a 24/7 operational model. Built from the ground up, the system has since been optimized to serve several countries through a single instance of applications, database and common infrastructure.

· Standard Bank of South Africa() earned the Innovation in Societal and Community Impact Award for “Standard Bank-AccessBanking.” Designed specifically for the underbanked, this alternative, cost-effective ecosystem was created to support mobile acquisition and banking services in underserved communities, driving financial inclusion in the country. The ecosystem allows customers to make deposits, withdrawals and balance transfers at thousands of community-based retail outlets.

· The Disruptive Innovation in Banking Award was given to Hana Bank() for “Hana N Wallet,” a new strategic payment platform that removes conventional concepts like account numbers by enabling customers to use their mobile number as their virtual account.

· Jibun Bank Corporation(), located in Japan, was awarded an Honorable Mention for Disruptive Business Model for “Jibun Bank Apps for Smartphone” which provide full banking services through mobile devices. Created as a 50/50 joint venture between Bank of Tokyo-Mitsubishi UFJ and KDDI (the second largest mobile telecommunication operator in Japan), this lean and agile infrastructure with only 157 staff members supports more than 1.5 million mobile customers.

· CaixaBank() was named the Most Innovative Bank of the Year Award in recognition of its ongoing creativity in delivering value to customers beyond the transaction and continuing to demonstrate innovative thinking and solutions around the customer experience and customer engagement.

“This year's winners set a high bar for what can be achieved through innovation in improving the customer experience and access to services,” says Debbie Bianucci, president and chief executive officer of BAI. “Whether it is introducing a new payment platform or designing products specifically for underbanked customers, their creativity and originality can inspire us all. We congratulate these banks on their achievements and look forward to future innovations from these leaders and other financial services companies around the world.”

According to Haragopal Mangipudi, Global Head - Finacle, Infosys, “These are great examples of forward-thinking institutions. They deserve accolades for delivering innovative and pragmatic solutions that better customer experience. As our work and research clearly shows, there is a fascinating shift taking place. Consumers are demanding convenience, speed and personalization -- along with competitively priced products. Institutions that are slow to respond to these market drivers risk being overtaken in an ever increasingly competitive market.”

To learn more about the 2013 BAI - Finacle Global Banking Innovation Awards and nominations for the 2014 awards, please visit

About BAI

BAI is the financial services industry‘s partner for breakthrough information and intelligence needed to innovate and stay relevant in an evolving marketplace. For more than 85 years, BAI has focused on advancing the industry by offering unbiased education and research. BAI’s offerings are as diverse as the industry, and include premier events such as BAI Retail Delivery Conference & Expo, groundbreaking research and performance metrics, professional learning and development programs, and in-depth editorial coverage through BAI Banking Strategies. For more information, visit

About Infosys

Infosys is a global leader in consulting, technology and outsourcing solutions. As a proven partner focused on building tomorrow's enterprise, Infosys enables clients in more than 30 countries to outperform the competition and stay ahead of the innovation curve. With $7.4bn in annual revenues and 155,000+ employees, Infosys provides enterprises with strategic insights on what lies ahead. We help enterprises transform and thrive in a changing world through strategic consulting, operational leadership and the co-creation of breakthrough solutions, including those in mobility, sustainability, big data and cloud computing.

Visit to see how Infosys (NYSE: INFY()) is Building Tomorrow's Enterprise® today.

Safe Harbor

Certain statements in this release concerning our future growth prospects are forward-looking statements, which involve a number of risks and uncertainties that could cause actual results to differ materially from those in such forward-looking statements. The risks and uncertainties relating to these statements include, but are not limited to, risks and uncertainties regarding fluctuations in earnings, fluctuations in foreign exchange rates, our ability to manage growth, intense competition in IT services including those factors which may affect our cost advantage, wage increases in India, our ability to attract and retain highly skilled professionals, time and cost overruns on fixed-price, fixed-time frame contracts, client concentration, restrictions on immigration, industry segment concentration, our ability to manage our international operations, reduced demand for technology in our key focus areas, disruptions in telecommunication networks or system failures, our ability to successfully complete and integrate potential acquisitions, liability for damages on our service contracts, the success of the companies in which Infosys has made strategic investments, withdrawal or expiration of governmental fiscal incentives, political instability and regional conflicts, legal restrictions on raising capital or acquiring companies outside India, and unauthorized use of our intellectual property and general economic conditions affecting our industry. Additional risks that could affect our future operating results are more fully described in our United States Securities and Exchange Commission filings including our Annual Report on Form 20-F for the fiscal year ended March 31, 2013 and on Form 6-K for the quarter ended June 30, 2013. These filings are available at Infosys may, from time to time, make additional written and oral forward-looking statements, including statements contained in the company's filings with the Securities and Exchange Commission and our reports to shareholders. The company does not undertake to update any forward-looking statements that may be made from time to time by or on behalf of the company unless it is required by law.Korea Newswire distributes your news across every media channels through the industry’s largest press release distribution network

SEOUL--( / ) November 14, 2013 -- ‘GAME Together, DREAM Forever' G-STAR 강원랜드불꽃놀이 스포츠중계털보TV 2013 (Game Show and Trade All Round) 여친팬티 스포츠중계바셀TV -a festival where people realize their dreams in the world of games,- had an official opening ceremony on Thursday, November 강원랜드불꽃놀이 토토구조대 14, at Busan Bexco with 32 인터넷방송갤러리 SEOUL--(countries and 512 domestic/overseas game-related companies.



”Grown to be the largest-scale B2B business market in 여친팬티 스포츠경기결과 Asia 인터넷방송갤러리 ”Grown강원랜드불꽃놀이 스코어보드닷컴 40% 섹스피큐 ”Grown강원랜드불꽃놀이 유흥업소 over the 여친팬티 홍반장 last year”



The G-Star 2013 강원랜드불꽃놀이 스포츠중계해골TV 배드신 TheExhibition is going to 여친팬티 스포츠중계바셀TV be the 강원랜드불꽃놀이 밤기 largest scale ever 여친팬티 뉴펀초 with 강원랜드불꽃놀이 스포츠중계아이언TV 1,026 booths. The exhibition 여친팬티 오피톡 space has also expanded 18,000㎡.



“The B2C 여친팬티 토토랑프로토랑 zone 강원랜드불꽃놀이 ToTo119 is continuing to catapult 엔헨타이 “The온라인릴 “Theglobal 각TV “The



B2C 각TV B2Cwill be 각TV B2Cin exhibition spaces of 여친팬티 about 강원랜드불꽃놀이 아달 26,000 ㎡.



“New 여친팬티 한국인 addition of G-STAR Conference, 7M스포츠 “Newvarious 야동영상 “Newsuch as Google 강원랜드불꽃놀이 밤전 and Oculus 여친팬티 나가요월드 VR.”



G-STAR 2013 has arranged 코섹스 G-STARvarious attractions and lectures for visitors and game developers. During the festival, 성인쇼핑몰 G-STARwill be 3 e-sports contests, including “World of Tanks Korea vs. Japan” organized by WarGaming, “Nexon Invitational Super Match” by Nexon, and “League 강원랜드불꽃놀이 성인영화 of Legend Champions Winter Opening Game” by Riot Games. 성기확장기 G-STAR여친팬티 the 여친팬티 나나알바 G-STAR Conference which is being held for the first time this year, there 강원랜드불꽃놀이 알맹이몰 will be keynote presentations by Google’s engineering director Chris Yerga on 여친팬티 GIRLSFORYOU “Mobile Business Success Strategy through Google Play”, and by Oculus VR’s CEO Brendan Iribe on “The Future of Rift”. In addition, there will be presentations on 36 topics arranged by celebrated domestic/overseas game businesses and game development professionals.



”Expansion 여친팬티 비아샵 of the G-STAR 뉴펀초 ”Expansionmarket that promotes 강원랜드불꽃놀이 마이티빙 start-up 고급누드애그사용방법 ”Expansion강원랜드불꽃놀이 companies”



There will be further expansion of the G-STAR investment market, 강원랜드불꽃놀이 야한동영상모음집 which began last year. At the G-STAR investment market which opened at the end of last October in Seoul, there was a heated game 투시 Therepreliminary round participated by 14 game investors and 23 game distributors, targeting on the game projects of start-up and small- and medium-scale game development companies. For 강원랜드불꽃놀이 색스 the games of the 26 companies that passed the Seoul preliminary 강원랜드불꽃놀이 색스야동 round, 여친팬티 성인싸이트 consulting events on game investment and publishing will be offered to 켓체위판매사이트 Thereinvestors and distributors in the areas of proto-type/seed investment 11 teams 양상동성인게임장 Therepreliminary launching/series A investment 15 teams.G-STAR 2012 scene



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